You can find Heavy Armor before even killing that bandit.  The Imperial Officer has a full set of Imperial Heavy armor if you side with Ralof at the beginning of the game. 

Yeah, it's also a term mainly used for "unfair death" as kill-cams for characters vary based on health. Sometimes they will happen at a fairly high health percentage, and others right when you're about to bleed out. 

I was panicking and didn't think of that at the time! 

I was coming back from a College quest, and as I entered the courtyard, the battle music for a dragon attack cued up(at this point a dragon had attacked me almost every single city, so I was getting pretty peeved). When it tried to land in the courtyard it glitched into the ground and and starting "breakdancing" as it was flying/bugging out in the courtyard ground. While I was standing there laughing, a good safe distance away, it suddenly teleported maybe... 30 meters forward, and killcam'd me.  The same thing continued to happen every time it reloaded the save. The dragon would attack, it would glitch into the floor, and then it would magically kill-cam me from impeccable distances. At one point it got me from the other side of the bridge. I eventually had to give up and revert to an older save, as I couldn't get to safety without it killing me. 

Your formatting seems a bit... wonky.